1 Agro Indus Credits Limited
Service

Get upto 75% of value for your gold.

Agro Indus Credits Credits Ltd provides you money real quick against Gold ornaments, with minimum documentation and best value for your gold. This proves helpful for unplanned contingencies of life, be it a medical need or business or any other purpose.  You get a flexible and affordable loan, while your gold is safe and sound in our secure facilities.

Quick loan disbursal in 3 steps

  • Visit the nearest Agro Indus Credits Ltd branch with your gold.

Find nearest branch https://www.agroindus.co.in/branches

  • Provide your ID proof, address proof and gold to get an instant approval

Document Accepted: Passport, Electoral card, Aadhaar card, Driving licence, Electricity bill, Gas bill

  • Speed Process Calculator at Agro Indus Credits Ltd

The speedy in house gold valuation ensures that you get the loan amount in your account or in cash within 5 minutes of valuation

Loan Products with Brief
Terms and Conditions

Documents Required

  • passport
  • electoral card
  • aadhar card
  • driving licence
  • electricity bill
  • gas bill etc
  • passport
  • electoral card
  • aadhar card
  • driving licence
  • electricity bill
  • gas bill etc

Attractions

  • Pre-payment option-without any penalty
  • Minimal documentation
  • In-house gold evaluation
  • Best customer service with a shorter response time
  • Safe custody for gold ornaments

Our policy statutes

Ethics:

For us at Agro Indus Credits Ltd, customers are most important and we understand their need and urgency and act accordingly for fast disbursal of loan.

Values:

We are guided by the legacy of strong values which is humane and responsive to the needs of the society.

Reliability:

Our customers have reposed great faith in us and our reliability has brought us much goodwill and stood the test of time in the last 25 years.
Trustworthiness: We pledge loyalty to our customers, fairness in our operations and transparency in our practices.

Integrity:

The value is innate to a corruption-free atmosphere and an open work culture.

Good Will:

Within the states of Kerala and Tamilnadu, the company's presence has been felt and we are growing each day.

Schemes & Interest Rates

Period LTV Slab Rate of interest Remarks    
180 Days
 
85%
 
Up to 180 days 24% Minimum Interest : 7 Days
 
Above 180 days 24%

 

Period LTV Slab Rate of interest Remarks    
180 Days
 
80%
 
Up to 180 days 24% Minimum Interest : 7 Days
 
Above 180 days 24%
Period LTV Slab Rate of interest Remarks    
180 Days
 
75%
 
Up to 180 days 24% Minimum Interest : 7 Days
 
Above 180 days 24%
Period LTV Slab Rate of interest Remarks
150 Days 85% Up to 30 days 18% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%

 

 

 

Period LTV Slab Rate of interest Remarks
150 Days 80% Up to 30 days 18% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%
Period LTV Slab Rate of interest Remarks
150 Days 75% Up to 30 days 18% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%
Period LTV Slab Rate of interest Remarks
150 Days 85% Up to 30 days 16% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%

 

Period LTV Slab Rate of interest Remarks
150 Days 80% Up to 30 days 16% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%
Period LTV Slab Rate of interest Remarks
150 Days 75% Up to 30 days 16% Minimum Interest : 7 Days
Up to 150 days 24%
Above 150 days 28%
  • Total number of days will be calculated from the loan date.
  • If the loan is not closed/renewed within the slab days, rate of interest will change with respect to total number of days.
  • If the loan is not closed/renewed within the loan period, overdue interest will apply from the loan date.
  • Interest should be serviced monthly.
  • Available in selected branches only.
  • No principal repayment/part interest repayment within minimum interest days, in such cases loan shall be renewed by closing the same.
  • Above mentioned conditions are applicable to all schemes.

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